Our Members
Member Benefits
Major Medical Plan
IDCA offers (3) ACA compliant major medical plans through Anthem BCBS. These plans pay 100% for wellness, urgent care, as well as hospitalization, and prescription coverage.
Limited Medical Plans
IDCA offers (2) Limited Benefit Health Plans. These plans usually have a lower premium but also have limited or reduced benefits. They are designed to provide coverage for day to day healthcare needs.
ACA Market Place Plans
Need a quote for an ACA plan within your state?
We can get you a quote usually in 1 business day or less; as well as see if you qualify for a subsidy to cover part or all of your monthly premiums.
Dental Plan
Don’t wait for a toothache to sign up for Dental Coverage. IDCA has a BCBS plan to cover cleanings, fillings, extractions and other major dental services. With no waiting period.
Vision Plan
Affordable BCBS Vision Coverage from IDCA.
No waiting periods. Guaranteed issue. No age or regional pricing schedule. Coverage includes frames, lenses, contact lens, eye exams, and more.
24-Hour Accident Coverage
Anthem BCBS Accident Coverage
Covers on and off the job accidental injuries. These benefits are paid directly to you to cover out of pocket expenses.
Hospitalization
Anthem BCBS Hospitalization
Hospitalization covers unexpected costs not covered by your health plan for a hospital stay like lost income, childcare, deductibles, and copays. These benefits are paid directly to you.
Critical Illness
Anthem BCBS Critical Care
Critical Illness coverage proves the added layer of security you want and need when illness occurs, a lump-sum cash benefit to help pay for unexpected costs.